TERMS OF USE 

PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMER CAREFULLY BEFORE USING THIS WEB SITE.

Using radiantbrush.com and joanlok.com (“this Site”), you agree to these terms of use.  If you do not agree to these terms, you may not use this Site and do not use this Site.  Joan Lok and this Site reserve the right, at any time, to modify, alter, or update these terms of use, and you agree to be bound by such modifications, alternations, or updates.  

Copyright and Ownership

You acknowledge that this Site may contain information, communications, photographs, artworks, paintings, images, graphics, text, video, music, sounds, software, and other material and services (collectively “Content”) by Joan Lok.  You agree and acknowledge that, nothwithstanding that Joan Lok and this Site permit access to the Content, the Content is protected by copyrights, trademarks, intellectual property and other proprietary rights.  You agree and acknowledge that these rights are valid and protected in all media now existing or later developed, and that your use of the Content shall be governed and constrained by applicable copyright, trademark, intellectual property, and other proprietary laws. 

This Site and the Content are the property of Joan Lok.  The only exceptions are copyrighted images and other materials owned by others, which are so indicated.  This agreement gives no ownership rights to any materials on this Site.

You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, incorporate into another web site, removed any copyright or trademark notice, or in any other way exploit any of the Content, in whole or in part, without the expressed written permission of Joan Lok and this Site.

Disclaimer and Liability

The Content in this Site are provided “AS IS” and without warranties of any kinds, either expressed or implied.  Joan Lok and this Site do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Site or the server that makes it available are free of viruses or other harmful components.  Joan Lok and this Site do not warrant or make any representation regarding the use or the results of the use of the materials in this Site in terms of their correctness, accuracy, reliability, or otherwise.  You assume the entire cost of all necessary repair or correction.  If you are dissatisfied with the Content in this Site or these terms and conditions, your sole and exclusive remedy is to discontinue using or visiting this Site.  

External Sites and Links

This Site may include links to other sites on the Internet that are owned and operated by third party vendors and other third parties (the “External Sites”).  You acknowledge that Joan Lok and this Site are not responsible for the operation, the availability of, or the content located on or thorough, any External Sites.  Joan Lok and this Site shall not be liable for any damages arising out of or resulting from the users access to the External Sites.  The availability of links is not intend to imply endorsements or referrals of any External Sites.  You are responsible for being familiar with and reviewing the terms of use for any linked External Sites.